{"id":2856,"date":"2025-01-02T19:47:38","date_gmt":"2025-01-02T19:47:38","guid":{"rendered":"https:\/\/loures.dsicredito.pt\/?p=258"},"modified":"2025-01-02T19:52:41","modified_gmt":"2025-01-02T19:52:41","slug":"poupar-rima-com-economizar-e-nos-vamos-ajudar","status":"publish","type":"post","link":"https:\/\/dsicreditoloures.pt\/en\/poupar-rima-com-economizar-e-nos-vamos-ajudar\/","title":{"rendered":"Saving rhymes with economizing, and we're here to help!"},"content":{"rendered":"<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" src=\"https:\/\/loures.dsicredito.pt\/wp-content\/uploads\/2022\/12\/316133616_140182342133331_513756522100947885_n-1024x1024.jpg\" alt=\"\" class=\"wp-image-278\"\/><\/figure>\n\n\n\n<p>There has been a lot of information in the media lately about the widespread rise in prices due to inflation, the energy crisis, and increasing interest rates.<\/p>\n\n\n\n<p>As optimists and practical thinkers that we are, we wanted to present some suggestions that will help you reduce your monthly expenses, whether it\u2019s on mortgage payments, insurance, telecommunications, energy, gas, food, or leisure costs<\/p>\n\n\n\n<p>&nbsp;Step 1: Make a detailed list of your monthly expenses, including everything in detail, even the little coffee you drink before heading to work.<\/p>\n\n\n\n<p>&nbsp;List done! Now, analyze the extras you can reduce, such as the coffee you have every day at the caf\u00e9 \u2013 try making it at home. The lunch you have daily at your favorite restaurant, perhaps change it to once a week, and so on.<\/p>\n\n\n\n<p>&nbsp;Step 3: For fixed monthly expenses like energy, gas, and telecommunications, reach out to the current providers in the market and explore other available solutions. And believe me, there are plenty of options!<\/p>\n\n\n\n<p>&nbsp;Step 4: Life insurance \u2013 review the offers available in the market, because we can guarantee you\u2019ll find significant savings.<\/p>\n\n\n\n<p>&nbsp;Step 5: Your monthly mortgage payment, the most discussed topic lately. First, you should know your spread, whether you have a mixed, fixed, or variable rate, and then consult your bank. If you\u2019re not satisfied with the terms offered by your bank, you can always request to transfer your mortgage to another bank, though there may be some fees involved.<\/p>\n\n\n\n<p>Final suggestion for those renting a home: check if you have the capacity to buy a house, and see if the mortgage payment you\u2019d make to the bank is lower than what you\u2019re currently paying in rent. You might be surprised.<\/p>\n\n\n\n<p>We're ready to assist you in reviewing your case!<\/p>\n\n\n\n<p>If you are considering using a credit intermediary or want to explore the best conditions for your mortgage loan, schedule a meeting with our team now,\u00a0<a href=\"https:\/\/dsicreditoloures.pt\/en\/contactos\/\">https:\/\/dsicreditoloures.pt\/en\/contactos\/<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00eam sido dias de muita informa\u00e7\u00e3o nos meios de comunica\u00e7\u00e3o social sobre o crescimento generalizado dos pre\u00e7os devido \u00e0 infla\u00e7\u00e3o, crise energ\u00e9tica e subida das taxas de juro. Como otimistas e pr\u00e1ticos que somos, quisemos apresentar algumas sugest\u00f5es que o ir\u00e3o ajudar a reduzir suas despesas mensais, seja na presta\u00e7\u00e3o do cr\u00e9dito habita\u00e7\u00e3o, seguros, telecomunica\u00e7\u00f5es, [&hellip;]<\/p>","protected":false},"author":2,"featured_media":7714,"comment_status":"open","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74],"tags":[75,76,103,79,105,108,77,78,80,106],"class_list":["post-2856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito","tag-credito","tag-credito-habitacao","tag-creditohabitacao","tag-euribor","tag-habitacao","tag-mortgage","tag-seguro-de-vida","tag-spread","tag-transferencia","tag-transferenciadecredito"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Poupar rima com Economizar e n\u00f3s vamos ajudar! - DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dsicreditoloures.pt\/en\/poupar-rima-com-economizar-e-nos-vamos-ajudar\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Poupar rima com Economizar e n\u00f3s vamos ajudar! - DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES\" \/>\n<meta property=\"og:description\" content=\"T\u00eam sido dias de muita informa\u00e7\u00e3o nos meios de comunica\u00e7\u00e3o social sobre o crescimento generalizado dos pre\u00e7os devido \u00e0 infla\u00e7\u00e3o, crise energ\u00e9tica e subida das taxas de juro. Como otimistas e pr\u00e1ticos que somos, quisemos apresentar algumas sugest\u00f5es que o ir\u00e3o ajudar a reduzir suas despesas mensais, seja na presta\u00e7\u00e3o do cr\u00e9dito habita\u00e7\u00e3o, seguros, telecomunica\u00e7\u00f5es, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/dsicreditoloures.pt\/en\/poupar-rima-com-economizar-e-nos-vamos-ajudar\/\" \/>\n<meta property=\"og:site_name\" content=\"DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/DSICLOURES\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-02T19:47:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-02T19:52:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2022\/11\/316133616_140182342133331_513756522100947885_n-1024x1024-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"DSI Loures\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DSI Loures\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Poupar rima com Economizar e n\u00f3s vamos ajudar! - DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/dsicreditoloures.pt\/en\/poupar-rima-com-economizar-e-nos-vamos-ajudar\/","og_locale":"en_GB","og_type":"article","og_title":"Poupar rima com Economizar e n\u00f3s vamos ajudar! - DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES","og_description":"T\u00eam sido dias de muita informa\u00e7\u00e3o nos meios de comunica\u00e7\u00e3o social sobre o crescimento generalizado dos pre\u00e7os devido \u00e0 infla\u00e7\u00e3o, crise energ\u00e9tica e subida das taxas de juro. Como otimistas e pr\u00e1ticos que somos, quisemos apresentar algumas sugest\u00f5es que o ir\u00e3o ajudar a reduzir suas despesas mensais, seja na presta\u00e7\u00e3o do cr\u00e9dito habita\u00e7\u00e3o, seguros, telecomunica\u00e7\u00f5es, [&hellip;]","og_url":"https:\/\/dsicreditoloures.pt\/en\/poupar-rima-com-economizar-e-nos-vamos-ajudar\/","og_site_name":"DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES","article_publisher":"https:\/\/www.facebook.com\/DSICLOURES\/","article_published_time":"2025-01-02T19:47:38+00:00","article_modified_time":"2025-01-02T19:52:41+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2022\/11\/316133616_140182342133331_513756522100947885_n-1024x1024-1.jpg","type":"image\/jpeg"}],"author":"DSI Loures","twitter_card":"summary_large_image","twitter_misc":{"Written by":"DSI Loures","Estimated reading time":"2 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