{"id":7745,"date":"2024-03-14T18:39:11","date_gmt":"2024-03-14T18:39:11","guid":{"rendered":"https:\/\/dsicreditoloures.pt\/?page_id=7745"},"modified":"2025-07-30T12:37:58","modified_gmt":"2025-07-30T11:37:58","slug":"descricao-da-atividade-da-intermediacao-de-credito","status":"publish","type":"page","link":"https:\/\/dsicreditoloures.pt\/en\/descricao-da-atividade-da-intermediacao-de-credito\/","title":{"rendered":"Descri\u00e7\u00e3o da Atividade da Intermedia\u00e7\u00e3o de Cr\u00e9dito"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"7745\" class=\"elementor elementor-7745\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2086719 e-con-full e-flex e-con e-parent\" data-id=\"2086719\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8a1d7a3 e-flex e-con-boxed e-con e-child\" data-id=\"8a1d7a3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe6725d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"fe6725d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Atividade<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83538c2 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"83538c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">da Intermedia\u00e7\u00e3o de Cr\u00e9dito<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93fa12d e-flex e-con-boxed e-con e-parent\" data-id=\"93fa12d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3fe695 premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"f3fe695\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"premium-title-wrapper\">\n\t\t\t<div class=\"premium-title-container style1\">\n\t\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\">\n\t\t\t\t\t\tDescri\u00e7\u00e3o\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/h2>\n\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19629c2 e-flex e-con-boxed e-con e-parent\" data-id=\"19629c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-55005d3 e-con-full e-flex e-con e-child\" data-id=\"55005d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5cb3fb elementor-widget elementor-widget-text-editor\" data-id=\"a5cb3fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"168\" data-end=\"493\">Somos especialistas na presta\u00e7\u00e3o de servi\u00e7os de <strong data-start=\"216\" data-end=\"244\">intermedia\u00e7\u00e3o de cr\u00e9dito<\/strong> e de <strong data-start=\"250\" data-end=\"302\">consultoria relativamente a contratos de cr\u00e9dito<\/strong>. Prestamos um servi\u00e7o de aconselhamento <strong data-start=\"343\" data-end=\"402\">personalizado, independente e sem custos para o cliente<\/strong>, com o objectivo de encontrar, de forma eficaz, as solu\u00e7\u00f5es mais adequadas a cada fam\u00edlia.<\/p><p data-start=\"495\" data-end=\"607\">O intermedi\u00e1rio de cr\u00e9dito \u00e9 a pessoa, singular ou colectiva, que participa no processo de concess\u00e3o de cr\u00e9dito:<\/p><ul data-start=\"609\" data-end=\"1029\"><li data-start=\"609\" data-end=\"674\"><p data-start=\"611\" data-end=\"674\">Apresentando ou propondo contratos de cr\u00e9dito a consumidores;<\/p><\/li><li data-start=\"675\" data-end=\"824\"><p data-start=\"677\" data-end=\"824\">Prestando assist\u00eancia a consumidores nos actos preparat\u00f3rios de contratos de cr\u00e9dito, mesmo que n\u00e3o tenham sido apresentados ou propostos por si;<\/p><\/li><li data-start=\"825\" data-end=\"913\"><p data-start=\"827\" data-end=\"913\">Celebrando contratos de cr\u00e9dito com consumidores em nome das institui\u00e7\u00f5es mutuantes;<\/p><\/li><li data-start=\"914\" data-end=\"1029\"><p data-start=\"916\" data-end=\"1029\">Prestando servi\u00e7os de consultoria, atrav\u00e9s da emiss\u00e3o de recomenda\u00e7\u00f5es personalizadas sobre contratos de cr\u00e9dito.<\/p><\/li><\/ul><p data-start=\"1031\" data-end=\"1242\">O intermedi\u00e1rio de cr\u00e9dito <strong data-start=\"1058\" data-end=\"1100\">n\u00e3o est\u00e1 autorizado a conceder cr\u00e9dito<\/strong>, nem a intervir na comercializa\u00e7\u00e3o de outros produtos ou servi\u00e7os banc\u00e1rios, como por exemplo <strong data-start=\"1195\" data-end=\"1241\">dep\u00f3sitos a prazo ou servi\u00e7os de pagamento<\/strong>.<\/p><p data-start=\"1244\" data-end=\"1356\">Os nossos servi\u00e7os de intermedia\u00e7\u00e3o e consultoria s\u00e3o <strong data-start=\"1298\" data-end=\"1311\">gratuitos<\/strong>, ao abrigo do <strong data-start=\"1326\" data-end=\"1355\">Decreto-Lei n.\u00ba 81-C\/2017<\/strong>.<\/p><p data-start=\"1358\" data-end=\"2068\"><strong data-start=\"1358\" data-end=\"1436\">Mutuantes ou grupos de mutuantes com quem mantemos contrato de vincula\u00e7\u00e3o:<\/strong><br data-start=\"1436\" data-end=\"1439\" \/>BANCO BPI, S.A.; BANCO SANTANDER TOTTA, S.A.; CAIXA GERAL DE DEP\u00d3SITOS, S.A.; NOVO BANCO, S.A.; BANCO CTT, S.A.; BANKINTER, S.A. &#8211; SUCURSAL EM PORTUGAL; ABANCA CORPORACI\u00d3N BANCARIA, S.A., SUCURSAL EM PORTUGAL; UNICRE &#8211; INSTITUI\u00c7\u00c3O FINANCEIRA DE CR\u00c9DITO, S.A.; UNION DE CR\u00c9DITOS INMOBILI\u00c1RIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CR\u00c9DITO (SOCIEDAD UNIPERSONAL) &#8211; SUCURSAL EM PORTUGAL; BANCO BIC PORTUGU\u00caS, S.A.; BNI &#8211; BANCO DE NEG\u00d3CIOS INTERNACIONAL (EUROPA), S.A.; BNP PARIBAS PERSONAL FINANCE, S.A. &#8211; SUCURSAL EM PORTUGAL; SICAM &#8211; CAIXA CENTRAL E CAIXAS DE CR\u00c9DITO AGR\u00cdCOLA M\u00daTUO; CA AUTO BANK S.p.A. &#8211; SUCURSAL EM PORTUGAL.<\/p><p data-start=\"1358\" data-end=\"2068\"><span style=\"font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: inherit;\">Informa\u00e7\u00e3o verific\u00e1vel em\u00a0<\/span><a style=\"font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: inherit;\" href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/vale-levy-unipessoal-lda\" target=\"_blank\" rel=\"noopener\">Vale Levy Unipessoal Lda<\/a><span style=\"font-family: inherit; font-size: inherit; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; font-weight: inherit;\"> \/ Banco de Portugal.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a03c4b8 e-flex e-con-boxed e-con e-parent\" data-id=\"a03c4b8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bfe40ec e-con-full e-flex e-con e-child\" data-id=\"bfe40ec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-09bfa84 premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"09bfa84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"premium-title-wrapper\">\n\t\t\t<div class=\"premium-title-container style1\">\n\t\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\">\n\t\t\t\t\t\tInformation\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/h2>\n\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac0de0 elementor-widget elementor-widget-text-editor\" data-id=\"1ac0de0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/vale-levy-unipessoal-lda\"><u>https:\/\/www.bportugal.pt\/intermediariocreditofar\/vale-levy-unipessoal-lda<\/u><\/a><\/p><p>Denomina\u00e7\u00e3o Social: Vale Levy Unipessoal, Lda,<br \/>Sede Social: Rua Dr. Te\u00f3filo Braga N.21, 2670-480 Loures<br \/>Nr. registo junto do Banco de Portugal: 0006928<\/p><p>A informa\u00e7\u00e3o relativa aos intermedi\u00e1rios de cr\u00e9dito registados junto do Banco de Portugal pode ser consultada em:\u00a0<br \/><a href=\"http:\/\/www.bportugal.pt\/intermediarios-credito\">www.bportugal.pt\/intermediarios-credito<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91472c4 elementor-widget elementor-widget-text-editor\" data-id=\"91472c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/drive.google.com\/file\/d\/1tJvr9MDr3QRMZEkrOy70khMlhxUOyxuI\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\">Informa\u00e7\u00e3o aos consumidores relativa a atividade de intermedi\u00e1rio de cr\u00e9dito<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46c618c e-flex e-con-boxed e-con e-parent\" data-id=\"46c618c\" data-element_type=\"container\" data-e-type=\"container\" id=\"protocolos\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d9b0c50 e-flex e-con-boxed e-con e-child\" data-id=\"d9b0c50\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1a21ce0 e-con-full e-flex e-con e-child\" data-id=\"1a21ce0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-009d427 premium-title-icon-row premium-title-color elementor-widget elementor-widget-premium-addon-title\" data-id=\"009d427\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"premium-title-wrapper\">\n\t\t\t<div class=\"premium-title-container style1\">\n\t\t\t\t<h2 class=\"premium-title-header premium-title-style1\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg class=\"premium-title-icon premium-svg-nodraw premium-drawable-icon e-font-icon-svg e-fas-hands-helping\" aria-hidden=\"true\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M488 192H336v56c0 39.7-32.3 72-72 72s-72-32.3-72-72V126.4l-64.9 39C107.8 176.9 96 197.8 96 220.2v47.3l-80 46.2C.7 322.5-4.6 342.1 4.3 357.4l80 138.6c8.8 15.3 28.4 20.5 43.7 11.7L231.4 448H368c35.3 0 64-28.7 64-64h16c17.7 0 32-14.3 32-32v-64h8c13.3 0 24-10.7 24-24v-48c0-13.3-10.7-24-24-24zm147.7-37.4L555.7 16C546.9.7 527.3-4.5 512 4.3L408.6 64H306.4c-12 0-23.7 3.4-33.9 9.7L239 94.6c-9.4 5.8-15 16.1-15 27.1V248c0 22.1 17.9 40 40 40s40-17.9 40-40v-88h184c30.9 0 56 25.1 56 56v28.5l80-46.2c15.3-8.9 20.5-28.4 11.7-43.7z\"><\/path><\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"premium-title-text\">\n\t\t\t\t\t\tProtocolos\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/h2>\n\n\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd81dfb elementor-widget elementor-widget-text-editor\" data-id=\"fd81dfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>DS CREDIT INTERMEDIARIES LOURES is a tied credit intermediary, registered with the Bank of Portugal under n\u00ba 0006928.<\/strong> We have established strong partnerships with various financial institutions, enabling us to offer our clients highly competitive loan terms.<\/p><p><strong>Our privileged relationships with renowned institutions allow us to negotiate the best financing conditions, tailored precisely to your needs.<\/strong> At DS Credit Intermediaries Loures, your financial success is our mission, and we are ready to help turn your projects into reality!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9df074 e-flex e-con-boxed e-con e-child\" data-id=\"f9df074\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3809dc gallery-spacing-custom elementor-widget elementor-widget-image-gallery\" data-id=\"d3809dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-1' class='gallery galleryid-7745 gallery-columns-3 gallery-size-full'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<img decoding=\"async\" width=\"313\" height=\"107\" src=\"https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2024\/03\/bancoctt.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2024\/03\/bancoctt.webp 313w, https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2024\/03\/bancoctt-300x103.webp 300w\" sizes=\"(max-width: 313px) 100vw, 313px\" \/>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<img decoding=\"async\" width=\"313\" height=\"107\" src=\"https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2024\/03\/bankinter.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2024\/03\/bankinter.webp 313w, https:\/\/dsicreditoloures.pt\/wp-content\/uploads\/2024\/03\/bankinter-300x103.webp 300w\" sizes=\"(max-width: 313px) 100vw, 313px\" \/>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div 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Prestamos um servi\u00e7o de aconselhamento personalizado, independente e sem custos para o cliente, com o objectivo de encontrar, de forma eficaz, as solu\u00e7\u00f5es mais adequadas a cada fam\u00edlia. O intermedi\u00e1rio de [&hellip;]<\/p>","protected":false},"author":1,"featured_media":8051,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-7745","page","type-page","status-publish","has-post-thumbnail","hentry"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Descri\u00e7\u00e3o da Atividade da Intermedia\u00e7\u00e3o de Cr\u00e9dito - DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dsicreditoloures.pt\/en\/descricao-da-atividade-da-intermediacao-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Descri\u00e7\u00e3o da Atividade da Intermedia\u00e7\u00e3o de Cr\u00e9dito - DS INTERMEDI\u00c1RIOS DE CR\u00c9DITO LOURES\" \/>\n<meta property=\"og:description\" content=\"Atividade da Intermedia\u00e7\u00e3o de Cr\u00e9dito Descri\u00e7\u00e3o Somos especialistas na presta\u00e7\u00e3o de servi\u00e7os de intermedia\u00e7\u00e3o de cr\u00e9dito e de consultoria relativamente a contratos de cr\u00e9dito. 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